earn 10% back
in reward dollars*
every day on purchases at Crate & Barrel,
Crate & Kids, and CB2.
or
zero interest if paid in
full within 24 months**
on qualifying purchases of $2999 or more. Interest will
be charged to your account from the purchase date
if the promotional balance is not paid in full within
24 months. Minimum monthly payments required.
your benefits
earn $20 in reward dollars*
For every $200 you spend at
Crate & Barrel. That’s 10% back!
Excludes special financing.
Our app makes it easy
Shop seamlessly and track your
Reward Dollars, manage your account,
and more from our iOS app.
Exclusive access
Enjoy cardholder-only offers,
invitations to private events,
and more perks.
compare side by side
Earn Reward Dollars and enjoy no annual fee†on either
of our Crate & Barrel credit cards.
Card Benefits
Crate & Barrel Credit Card
Crate & Barrel Mastercard
Earn 10% back in Reward Dollars* or receive
6 months special financing on purchases
of $749 or more** at Crate & Barrel
•
•
Earn 2% back in Reward Dollars on grocery
store purchases*
•
Earn 1% back in Reward Dollars on every other
purchase anywhere Mastercard is accepted*
•
No annual feeâ€
•
•
Mastercard member benefits†â€
•
frequently asked questions
What are the benefits of a Crate & Barrel Credit Card or Mastercard?
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Earn Reward Dollars or receive special financing when you shop at Crate & Barrel, Crate & Kids, and CB2. Earn 10% back in Reward Dollars* on purchases or receive 6 month special financing on purchases of $749** or more when you shop at Crate & Barrel, Crate & Kids or CB2, in store or online.
Additionally, with the Crate & Barrel Mastercard you earn 2% back in Reward Dollars on grocery store purchases and 1% back in Reward Dollars on every other purchase anywhere Mastercard is accepted.*
The Crate & Barrel Credit Card and Mastercard have no annual fee.†The Crate & Barrel Mastercard also offers global service, airport concierge and ID theft protection.†â€
Where can I use my card?
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The Crate & Barrel Credit Card can be used to make purchases at Crate & Barrel, Crate & Kids, and CB2 brand catalogs, stores or websites - crateandbarrel.com, crateandbarrel/kids.com and cb2.com - located in the United States. Additionally, the Crate & Barrel Mastercard can be used anywhere Mastercard is accepted.
How do I apply for a Crate & Barrel credit card?
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1. To apply, click the Apply Now button above. You can always apply in person at a Crate & Barrel or CB2 store or online at https://www.crateandbarrel.com/rewards/.
2. Complete the application form.
3. If you are approved instantly, your Temporary Account Number will be provided. With this number, you can shop on your card in store or online, and it is valid for 15 days.
4. Your new credit card will be sent to you in the mail within the next 7–10 business days.
5. If you are not approved instantly, it may take up to 10 days to learn more about your application status via mail or email.
As a cardholder, how do I log in to my online account?
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When you receive your new card in the mail and have your account number, visit crateandbarrel.syf.com and click Register. Enter the required information and create a username and password.
You can access your online account any time by logging in at crateandbarrel.syf.com or in the Crate & Barrel App (click Shop Account Crate & Barrel Credit Card).
Application subject to credit approval. Purchases subject to credit approval.
*Accrued Reward Dollars will be posted to your Reward Dollars balance within 1–2 billing cycles from when the purchase is posted to your Account and will automatically be redeemed for Reward Certificates within 1–2 billing cycles when the threshold (currently 20 Reward Dollars) is met. Reward Certificates are issued in $20 increments with a maximum of 10,000 Reward Dollars being redeemed in any one billing cycle and are valid for 90 days. The full amount of the Reward Certificate must be used at time of redemption (any remaining amount not used is forfeited). Reward Certificates may not be combined with any other discount (including associate discounts), except as otherwise provided. See the Rewards Program Terms for details on earning rewards.
**No Interest If Paid In Full Within 6, 12 or 24 months on qualifying purchases in store or online at Crate & Barrel or CB2 with your Crate & Barrel or CB2 Credit Card or Mastercard. 6 months on purchases of $749–$1,498.99 or 12 months on purchases of $1,499–$2,998.99 or 24 months on purchases of $2,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promo period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. Special Financing purchases do not earn Reward Dollars. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The promo balance is equal to the promo purchase amount and any related optional debt cancellation fees. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance.
**/†New Accounts as of 12/1/24: Variable Purchase APR 34.24%. Variable Penalty APR 39.99%. Min. Interest Charge $2. Crate & Barrel Mastercard: Variable Cash APR 37.24% and 5% Fee ($10 min). Foreign Trans Fee 3%. Existing cardholders: See your credit card agreement terms.
††Learn more about Mastercard Benefits at www.mastercard.us/synchronyWorldGTB.
The Crate & Barrel Mastercard® is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Apple, the Apple logo, iPhone and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Crate & Barrel Credit Card Rewards
Get rewarded for shopping when you use your Crate & Barrel credit card. When purchasing furniture, housewares, decor and even sale and clearance items from Crate & Barrel, Crate & Kids or CB2, you earn 10% back in Reward Dollars.* Rather receive special financing on furniture or other large purchases? Choose between everyday 10% back in Reward Dollars or 6 months special financing (when you spend $749 or more**). Use the Crate & Barrel Credit Card in store, online and catalogs with the benefit of no annual fee.†The same goes for the Crate & Barrel Mastercard, plus you can use it outside of our stores to earn Reward Dollars on purchases anywhere Mastercard is accepted. Cardholders also have access to exclusive events, such as double rewards. Interested in Crate & Barrel credit card rewards? Apply now online (above), or visit your local store.